Applications are currently closed! We are scheduled to reopen for new submissions shortly.
What is TISSF?
The Tertiary Institutions Staff Support Fund (TISSF) is a Federal Ministry of Education and Tetfund-funded program dedicated to enhancing the well-being, career development, and financial stability of tertiary institution staff across Nigeria.
We aim to address systemic challenges faced by both academic and non-academic staff, ensuring they have the resources to thrive, grow professionally, and contribute meaningfully to their institutions and communities.
Our Impact
Through interest-free loans and targeted support programs, TISSF empowers staff in tertiary institutions nationwide. By reducing financial stress, enabling professional advancement, and improving living conditions, we are building stronger institutions, increasing staff retention, and ultimately improving student outcomes across Nigeria.
Here Are the 6 Areas the Loan Can Be Utilised
Medical Support
Financial help for urgent emergencies, critical surgeries, and essential medication to ease long-term health-related burdens.
Family Support
Support for home rent, essential renovations, and secure home ownership to greatly improve living conditions.
Transport Support
Support automobile acquisition including EVs, Bikes, Tricycles, maintenance and support for CNG Conversion
SME Support
Poultry, fishing, crop farming, animal husbandry and cottage agro-processing
Academic Advancement
Funding for academic programs, certifications, and skill development to advance careers and boost institutional impact
Accommodation support
We offer financial aid for rent, renovations, and home or land ownership to improve staff living conditions
Why TISSF?
The Federal Government and the Ministry of Education are being responsive to the economic realities and economic pressures our tertiary institutions are facing today and the Government is focused on addressing and making our education sector a key driver to our growth. We are creating a future where academic and non academic tertiary institution staff thrive and opportunities are limitless. Together, we’re building a community of empowered educators, professionals, and change-makers shaping Nigeria’s future.
Economic Pressures
Staff face increasing cost-of-living challenges and significant financial stress, impacting their performance and well-being. Our research shows financial concerns are the #1 stressor among tertiary institution employees.
Retention & Growth Risk
Tertiary institutions without adequate financial support systems face 37% higher attrition rates. Staff members cite lack of professional advancement and financial instability as a primary reason for seeking alternative careers.
Proven Success
Tertiary institutions staff with supportive financial schemes report 24% improved staff retention and 42% higher morale scores, directly impacting institutional performance and student outcomes.
FAQs
Everything You Need to Know
What is the Tertiary Institutions Staff Support Fund (TISSF)?
TISSF is a Federal Ministry of Education and Tetfund-funded initiative that provides interest-free loans and welfare support to enhance the well-being, career growth, and financial stability of tertiary institution staff across Nigeria
Who is eligible to apply for TISSF?
Only confirmed full-time academic or non-academic staff of eligible tertiary institutions who are members of all relevant staff associations, with at least 5 years to retirement, can apply.
Which institutions are eligible for TISSF?
All federal universities, federal polytechnics, federal colleges of education, and one state university, polytechnic, and college of education per state.
Is the TISSF loan interest-free?
Yes. TISSF loans are provided at a 0% interest rate to reduce financial burdens on staff.
How will the loan be repaid?
Repayments will be deducted monthly from your salary through your institution’s bursary department.
What is the maximum loan amount I can apply for?
You can access up to ₦10 million, capped at 33.3% of your gross pay, with zero interest.
Where can I get more information or support?
For questions or updates, please contact the TISSF support team via sp@education.gov.ng.
Is there a deadline to apply?
The official program launch is on 14th August 2025, with disbursements starting in Q4 2025. Institutions and staff should stay updated through official communication channels.
What can the loan be used for?
The loan covers professional development, housing, medical needs, transportation, family emergencies, small-scale businesses, and agriculture-related ventures.
Partner with Us
Join us in empowering tertiary institution staff across Nigeria. By partnering with TISSF, you contribute to enhancing staff welfare, promoting professional development, and building stronger institutions. Together, we can create lasting impact in education and beyond.
Fill the form below, We'll be in touch.
Backed by the Federal Government of Nigeria through the Ministry of Education and Tetfund, TISSF reflects the leadership’s dedication to improving the welfare, growth, and impact of tertiary institution staff nationwide. Together, we are building stronger institutions and a brighter future for education
